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Loan Modification

  • Cut your monthly mortgage payments*
  • Get help from experienced, licensed attorneys
  • No credit checks or appraisal fees


Get a loan modification, and cut your mortgage payments

The Think Debt Relief loan modification program is an attorney-assisted mortgage modification program designed to provide you with professional legal help for your mortgage debt.

With the Think Debt Relief loan modification program, you’ll get help from experienced, licensed attorneys who are on YOUR side. Our attorneys will work with your lender to modify your current mortgage and negotiate lower mortgage payments that you can afford.*

  • Cut your monthly mortgage payments with a modified loan*
  • Get an experienced attorney working for YOU
  • Avoid or stop foreclosure proceedings*
  • Modify mortgages on multiple properties
  • No appraisal required
  • No title or escrow fees
  • No credit checks
  • No fees to apply

Get a mortgage payment you can afford — without refinancing

If you don’t qualify for refinancing, you may still be able to get the help you need with a Think Debt Relief loan modification, whether you’ve been making your mortgage payments on time, you’ve fallen behind, or you’re facing foreclosure.

The Think Loan Modification program is designed to help ease the burdens of your mortgage debt, from making your mortgage payments more affordable to helping you save your home from foreclosure.

We can modify more than one mortgage (if you have both a first and second mortgage on your house), as well as multiple mortgages on multiple properties:

  • First Mortgages
  • Second Mortgages
  • Second homes
  • Investment properties

Give us a call to day to find out if you qualify — with no obligation and no application fees!

97% of our qualifying homeowners get a modified home loan

At Think Debt Relief, 97 percent of our qualifying homeowners receive a loan modification through our nationwide network of independent attorneys.*

We work with licensed attorneys in all 50 states, and all our attorneys have experience in negotiating mortgage loan modifications.

Our attorneys will go to work for you to negotiate new terms for your home loan that can help cut your monthly mortgage payments. Your mortgage loan modification may offer you one or more changes to your current home loan*:

  • Lower your interest rate
  • Lock in a fixed interest rate that won’t go up
  • Get more time to repay your mortgage
  • Reduce the principal balance that you still owe

Find out if you qualify for our loan modification program, absolutely free!

Just give us call today for your free, no-obligation consultation. We’ll ask you a few simple questions, then let you know whether you qualify within 24–72 hours. We will NEVER charge you any program fees if we don’t think we’ll be able to help you.

There are never any fees to apply, and you only pay once you decide to enroll. But don’t worry! There’s no obligation to enroll once you qualify. If you don’t qualify or you simply decide not to enroll in our loan modification program, you pay nothing!

Is loan modification right for you?

Want to know more about how the Think Loan Modification program could help you? Give us a call or visit our Q&A page for answers to our most commonly asked loan modification questions.

Loan Modification FAQs